Disclaimer
Educational Purposes Only
This site and its content are provided solely for educational and informational purposes. Nothing on this website constitutes an offer, solicitation, or recommendation to buy or sell any security, product, or service.
Not Financial Advice
Content on this site is not individualized financial, tax, legal, or investment advice. The material is general in nature and may not be suitable for your personal circumstances. You should not rely on it as the basis for making financial decisions.
Models as Guidance
Model portfolios, examples, and ideas are illustrations intended to explain concepts and tradeoffs. They are general guidance only and are not tailored to your situation. There is no guarantee that any model, strategy, or allocation is appropriate, optimal, or will meet your goals.
No Guarantee of Future Results
Past performance of funds, benchmark indices, or models discussed here does not predict or guarantee future performance. Investing involves risk, including loss of principal and volatility.
No Fiduciary Relationship
Use of this website does not create a fiduciary, advisory, or client relationship between you and the author or SmartInvestorModels.com.
Do Your Own Due Diligence
Readers are encouraged to verify information independently and to use the concepts in this book, along with other reputable sources, when evaluating investments. Tools and models have limitations and should be applied with judgment.
Consult a Qualified Professional
Because each household’s finances, tax situation, and goals differ, consult an experienced, certified financial planner, tax advisor, or attorney before making decisions that could affect your financial or tax position.
Disclaimer of Liability and Warranties
The author and SmartInvestorModels.com make no representations or warranties about the accuracy, completeness, or timeliness of the content. To the fullest extent permitted by law, the author and site disclaim any liability for losses or damages arising from use of the site or reliance on its content.
Updates and Changes
Content on this site may be updated, corrected, or removed without notice. Past versions are not a promise of future content or results.
Third Party Links and Endorsements
Links to third-party sites or references to products, services, or firms are for convenience and do not imply endorsement or recommendation.
Intellectual Property
All content on SmartInvestorModels.com is protected by copyright and other intellectual property laws. You may not reproduce or distribute content without permission.