Effective date: November 6, 2025

This Privacy Policy explains how SmartInvestorModels.com (“we,” “us,” or “the Site”) collects, uses, shares, and protects information when you visit or interact with the Site. It describes what personal data we process, why we process it, your choices, and how to contact us about privacy questions.

What we collect and why

Categories of information we collect

• Contact and account information: name, email address, billing address, payment details when you purchase a product or sign up for a newsletter.

• Communications: messages you send us through contact forms, email, or support channels.

• Usage and device data: IP address, browser type/version, operating system, pages viewed, referral URL, and other analytics data to understand and improve the Site.

• Cookies and tracking data: session cookies, persistent cookies, and similar technologies used for site functionality, analytics, and preferences.

• Third‑party data: information we receive from service providers or partners (for example, payment processors or mailing-list platforms).

Purposes for processing

• To provide and maintain the Site and any purchased products or services.

• To process transactions, send receipts, and manage subscriptions.

• To communicate with you about your account, purchases, updates, and support requests.

• To analyze Site usage, improve features, personalize content, and measure marketing effectiveness.

• To meet legal, regulatory, or contractual obligations.

Cookies, tracking, and advertising

Cookies and similar technologies We use cookies and related technologies to enable core site functionality, remember preferences, perform analytics, and improve performance. You may block or delete cookies via your browser settings, though this may affect Site functionality.

Analytics and advertising We may use third‑party analytics and advertising providers to collect and analyze usage data. These providers may place cookies or other tracking technologies on your device. We do not sell personal data. Where required, we obtain consent for advertising and tracking.

How we share data

Service providers and vendors We share information with third‑party service providers who perform services on our behalf (payment processing, email delivery, analytics, hosting). These providers are contractually bound to protect your data and may only use it for the services they provide.

Legal and safety disclosures We may disclose information to comply with legal obligations, enforce our Terms of Use, respond to lawful requests from public authorities, or protect the rights, property, or safety of the Site, our users, or others.

Business transfers If we are involved in a merger, acquisition, or sale of assets, personal data may be transferred as part of that transaction. We will notify users of any material change in ownership or uses of personal data.

Your choices and rights

Access, correction, and deletion You may request access to, correction of, or deletion of the personal information we hold about you. We will respond to requests in accordance with applicable law and may require verification of identity before acting.

Opt-out and email preferences You can unsubscribe from marketing emails using the unsubscribe link in emails or by contacting us. Transactional and operational messages (order confirmations, account notices) are necessary for the service and cannot be unsubscribed from.

Privacy rights by region

• European Union / EEA: Where applicable, you may have rights under data protection laws (e.g., access, rectification, erasure, restriction, portability, objection). We rely on lawful bases such as consent, performance of a contract, and legitimate interests.

• California: California residents may have rights under the CCPA/CPRA, including the right to know categories of personal information collected and the right to opt out of sales of personal information (we do not sell personal information). To exercise rights, contact us as described below. We may ask for information to verify your identity before fulfilling requests.

Data retention, security, and international transfers

Retention We retain personal data only as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary by data type and purpose.

Security We use reasonable administrative, technical, and physical measures to protect data against unauthorized access, disclosure, or destruction. No system is perfectly secure; we cannot guarantee absolute security.

International transfers Data collected on the Site may be processed or stored in countries outside your residence. Where required, we use contractual safeguards and other protections to ensure adequate protection of personal data when transferred internationally.

Children, links, and updates

Children The Site is not directed to children under 16. We do not knowingly collect personal data from children under 16. If you believe we have collected such data, contact us and we will take steps to delete it.

Third‑party sites and links The Site may contain links to third‑party websites. This Privacy Policy does not apply to those sites. We encourage you to read the privacy policies of any third parties you visit.

Updates to this policy We may update this policy from time to time. We will post the updated policy with a new effective date. Significant changes will be communicated where appropriate.

Contact

If you have questions, wish to exercise your rights, or want to request access, correction, or deletion of your personal data, contact:

Email: infor@SmartInvestorModels.com

Please allow a reasonable time for us to respond and to verify identity where required.