Scroll down to access FREE downloadable spreadsheet tools for investors.

These tools are discussed in Chapter 4 of Rich Warner’s book The Smart Investor’s Guide to Bucket Investing.

Net Worth Calculator

A financial worksheet divided into two columns. The left column, titled 'Assets - What You Own,' lists categories like Cash, Real Estate/Property, Investments, Loans Receivable, Personal Property, and Other Asset Items, with specific items and dollar amounts, totaling $4,890.00. The right column, titled 'Liabilities - What You Owe,' details current debts including credit cards, medical bills, taxes, mortgages, loans, and liabilities, all totaling $0.00. At the bottom, there's a summary showing total assets of $6,140.00, total liabilities of $0.00, net worth of $6,140.00, and the date 4/29/2025.

A custom-designed Excel spreadsheet that helps you calculate household net worth.

Free Access

Monthly Cash Flow Tracker

A financial tracker spreadsheet titled "Monthly Cash Flow Tracker" displaying income and expenses for each month from January to December. It includes categories like salary, commissions/bonus, online book sales, coaching, and expenses such as federal health insurance and state income tax. Highlights totals, averages, and line/histogram graphs for each income category.

This spreadsheet calculates monthly and annual household net income, using income and expense cash flow data.

Free Access

Rebalance Spreadsheet

Table displaying Bucket A Model Dollar Allocations, Shares, and ETF Prices for various models (A1, A2, A3). The first section shows dollar allocations for each model across different ETFs with totals. The second section shows number of shares allocated per model with totals. The third section lists recent ETF prices with tickers and last prices.

Use this spreadsheet to determine dollar size and share size allocations for all the ETF models discussed in Rich Warner’s book on bucket investing.

Free Access